There is one thing we have to mention to begin with the subject: teenagers are not only flooded hormones. Music downloads contains valuable tech resources. Their brains are still under construction, so functions like reasoning, self-control, judgment and emotional regulation are not yet ripe. Often teenagers think that know everything about safe driving and very soon fly to 90 kilometres of speed in a totally empty Street. Unfortunately, the lack of experience and judgment helps explain why young drivers are more likely to die in a car accident. In addition, it must be considered that, in Mexico, one in every four deaths of drivers occur between 15 and 24 years of age, mostly because of alcohol. The younger is the conductor, accidents are more likely.
In view of the above, is not surprising is that an insurance premiums of cars that contemplates a teenage driver are high. The insurance companies are not willing to deal with such risks without your aid. However, there are certain ways to reduce costs. Here’s the battle plan. Investigates how it is that your insurance company assigns drivers to trucks this differs from one insurer to another and can make a big difference in the premium you pay. For example, if there are three drivers and two cars in your household, some insurance companies allocated more expensive driver (or your child) to the car whose insurance is more expensive.
However, such an agreement can do that your cousin is to double or even triple overnight overnight, especially if it is new car or luxury. In the latter case, it might be cheaper that your son has his own car, especially if it’s an older model. Even so, there are insurance companies that allow you to take the decision to assign drivers to trucks and save a little money. Although in general it is better to have your teen covered by your policy rather than give him a own. Maintain good grades at school is important to a kind of open secret in the insurance sector is that students type A are not safer than students type C. However, many insurers still giving 10 to 25 percent off teenagers who maintained a good average school, since they are seen as people with a better future. Hours of supervised driving this is another way to search for a discount of 5 to 15 per cent on the prices of insurance companies, however, which really serves to reduce accidents is a teaching process at length. Your duty is to spend several hours of supervised driving with your child, this may help you to anticipate the process a bit. Calls for deductibles higher insurance executives know that deductibles higher have more sense than the deductibles low because the first may reduce your premiums up to 35%, and it is simply smarter to use your insurance for large disasters rather than take care of little things that you can pay from your pocket. If you are a university student, out of your insurance this only makes sense if: a.) your college son has no car b) can trust that your child doesn’t handle or far or near home. Otherwise, you arriesgarias your life and health, in the event of a serious accident. With information: articles.moneycentral.msn.